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10 Year Fixed Rates

Currently the longest product offered to Canadian mortgagors, the 10 year fixed often comes at a significant rate premium over shorter terms - This makes it a mortgage term for those anticipating long term rate increases, which hasn't been the case since the early 1980s. One selling feature: The Interest Act caps the maximum penalty to 3-month's interest after the 5th year, meaning that the risk of "going long" is offset by the guarantee of a relatively painless exit halfway through the term.

10 Year Fixed Current Market Statistics

Total Rates: 18
Average Rate: 4.74%
Highest Rate: 6.60%
Lowest Rate: 3.99%

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Current 10 Year Fixed Rates

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Interest Rate, Low to High
18 Rates Found
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